Hi, I’m Timothy Cotran — a financial advocate helping people just like you get out of debt and build real freedom.
I know how hard it is when the bills pile up and it feels like no one’s really on your side. That’s why I do what I do.
Every day, I work with people to simplify their options and find a way forward — no matter how stuck things might feel.
Contact Me
Take back your future. I’ll help you set goals, rebuild your credit, and start fresh. You don’t have to go through this alone.
Let’s talk — no pressure, no judgment. Just honest help.